DBS Visa Debit Card vs Swiggy BLCK HDFC Bank Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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DBS Visa Debit Card vs Swiggy BLCK HDFC Bank Credit Card

Compare DBS Visa Debit Card and Swiggy BLCK HDFC Bank Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

DBS Visa Debit Card versus Swiggy BLCK HDFC Bank Credit Card compared by attribute
Feature DBS Visa Debit Card Swiggy BLCK HDFC Bank Credit Card
Card fee No fee ₹1,000 INR/yr (≈ $12)
Purchase APR (from) - 45%
Interest-free period - 50 days
Foreign transaction fee 3.25% 3.5%
Rewards Up to 4% cashback (4% online food delivery, 3% local transport, 2% foreign currency spend); capped at S$20/month; requires S$500 min. spend and under S$400 ATM withdrawals 10% cashback on Swiggy (food, Instamart, Dineout, Genie) capped ₹1,500/month; 5% on select online categories (Amazon, Flipkart, Myntra, Nykaa, Ajio, Cleartrip, BookMyShow) capped ₹1,500/month; 1% on other spends capped ₹1,000/month
Installments - -
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the DBS Visa Debit Card if its checked rows above line up with how you spend most.
  • Choose the Swiggy BLCK HDFC Bank Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review DBS Visa Debit Card Full review Swiggy BLCK HDFC Bank Credit Card

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