Discover® Cashback Debit
Cash back
Discover® Cashback Debit
Discover - Debit card
4.8
4.8 out of 5
9.6/10
Apply now
Head-to-head
Discover® Cashback Debit vs SoFi Essential Credit Card
Compare Discover® Cashback Debit and SoFi Essential Credit Card side by side: fees, rewards, APR, and perks.
Last verified
SoFi Essential Credit Card
Cash back
SoFi Essential Credit Card
SoFi - Mastercard - Credit card
4.8
4.8 out of 5
9.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Discover® Cashback Debit | SoFi Essential Credit Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | - | 28.74% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 1% cash back on up to $3,000 in debit card purchases per month (max $360/year) | 3% cash back exclusively on purchases made through the SoFi Travel Portal; no everyday rewards on other categories. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | ||
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Discover® Cashback Debit if its checked rows above line up with how you spend most.
- Choose the SoFi Essential Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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