Discover® Cashback Debit vs U.S. Bank Shield™ Visa® Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Discover® Cashback Debit vs U.S. Bank Shield™ Visa® Card

Compare Discover® Cashback Debit and U.S. Bank Shield™ Visa® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Discover® Cashback Debit versus U.S. Bank Shield™ Visa® Card compared by attribute
Feature Discover® Cashback Debit U.S. Bank Shield™ Visa® Card
Card fee No fee No fee
Purchase APR (from) - 16.99%
Interest-free period - -
Foreign transaction fee 0% 3%
Rewards 1% cash back on up to $3,000 in debit card purchases per month (max $360/year) 4% cash back on prepaid air, hotel, and car reservations booked through the U.S. Bank Travel Center; 1% on all other purchases (no broad rewards on everyday spend).
Installments - U.S. Bank ExtendPay® Plans available
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Discover® Cashback Debit if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Shield™ Visa® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Discover® Cashback Debit Full review U.S. Bank Shield™ Visa® Card

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