Discover it® Chrome vs U.S. Bank Shield™ Visa® Card: fees, rewards and APR compared - DebitCue Skip to content
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Discover it® Chrome vs U.S. Bank Shield™ Visa® Card

Compare Discover it® Chrome and U.S. Bank Shield™ Visa® Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Discover it® Chrome versus U.S. Bank Shield™ Visa® Card compared by attribute
Feature Discover it® Chrome U.S. Bank Shield™ Visa® Card
Card fee No fee No fee
Purchase APR (from) 17.49% 16.99%
Interest-free period 25 days -
Foreign transaction fee 0% 3%
Rewards 2% cash back at gas stations and restaurants (up to $1,000 in combined purchases per quarter); 1% unlimited on all other purchases 4% cash back on prepaid air, hotel, and car reservations booked through the U.S. Bank Travel Center; 1% on all other purchases (no broad rewards on everyday spend).
Installments - U.S. Bank ExtendPay® Plans available
No card fee
No foreign transaction fee -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Discover it® Chrome if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Shield™ Visa® Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Discover it® Chrome Full review U.S. Bank Shield™ Visa® Card

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