Discover it® Student Cash Back vs U.S. Bank Visa® Debit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Discover it® Student Cash Back vs U.S. Bank Visa® Debit Card

Compare Discover it® Student Cash Back and U.S. Bank Visa® Debit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Discover it® Student Cash Back versus U.S. Bank Visa® Debit Card compared by attribute
Feature Discover it® Student Cash Back U.S. Bank Visa® Debit Card
Card fee No fee No fee
Purchase APR (from) 16.49% -
Interest-free period 25 days -
Foreign transaction fee 0% 0%
Rewards 5% cash back on rotating quarterly categories (up to $1,500 per quarter, activation required); 1% on all other purchases Personalized cash-back deals activated via the U.S. Bank mobile app at select restaurants, retail stores, and entertainment venues. 5% discount on gift cards at The Gift Card Shop. Earn-and-save feature automatically transfers preset amounts ($0.25–$5) to savings per purchase.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Discover it® Student Cash Back if its checked rows above line up with how you spend most.
  • Choose the U.S. Bank Visa® Debit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Discover it® Student Cash Back Full review U.S. Bank Visa® Debit Card

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