dm PAYBACK American Express Karte vs KBC Prepaid Card: fees, rewards and APR compared - DebitCue Skip to content
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dm PAYBACK American Express Karte vs KBC Prepaid Card

Compare dm PAYBACK American Express Karte and KBC Prepaid Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

dm PAYBACK American Express Karte versus KBC Prepaid Card compared by attribute
Feature dm PAYBACK American Express Karte KBC Prepaid Card
Card fee No fee €1 EUR/mo (≈ $1)
Purchase APR (from) - -
Interest-free period 30 days -
Foreign transaction fee 2% 1.6%
Rewards 1 PAYBACK point per €3 spent everywhere; 2 PAYBACK points per €3 at dm stores. Double points at all PAYBACK partner merchants (card + merchant combined). Points transferable to Miles & More miles 1:1. -
Installments Splitpay optional installment loan via solarisBank -
No card fee -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the dm PAYBACK American Express Karte if its checked rows above line up with how you spend most.
  • Choose the KBC Prepaid Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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