Erste Bank Debit Mastercard vs N26 Smart: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Erste Bank Debit Mastercard vs N26 Smart

Compare Erste Bank Debit Mastercard and N26 Smart side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Erste Bank Debit Mastercard versus N26 Smart compared by attribute
Feature Erste Bank Debit Mastercard N26 Smart
Card fee €30.24 EUR/yr (≈ $33) €4.9 EUR/mo (≈ $5)
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 0.75% 0%
Rewards - -
Installments - -
No card fee - -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Erste Bank Debit Mastercard if its checked rows above line up with how you spend most.
  • Choose the N26 Smart if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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