Erste Bank Austrian Miles & More Premiumcard
Miles
Erste Bank Austrian Miles & More Premiumcard
Erste Bank - Mastercard - Credit card
4.4
4.4 out of 5
8.8/10
Apply now
Head-to-head
Erste Bank Austrian Miles & More Premiumcard vs Millennium BCP Classic Credit Card
Compare Erste Bank Austrian Miles & More Premiumcard and Millennium BCP Classic Credit Card side by side: fees, rewards, APR, and perks.
Last verified
Millennium BCP Classic Credit Card
No rewards
Millennium BCP Classic Credit Card
Millennium BCP - Visa - Credit card
3.7
3.7 out of 5
7.4/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Austrian Miles & More Premiumcard | Millennium BCP Classic Credit Card |
|---|---|---|
| Card fee | €237.6 EUR/yr (≈ $260) | €10.4 EUR/yr (≈ $11) |
| Purchase APR (from) | 5.19% | 15.7% |
| Interest-free period | - | 30 days |
| Foreign transaction fee | 1.5% | 3.85% |
| Rewards | 1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status. | No rewards programme. Access to M Travel add-on for reduced FX fees when travelling. |
| Installments | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Erste Bank Austrian Miles & More Premiumcard if its checked rows above line up with how you spend most.
- Choose the Millennium BCP Classic Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.