Erste Bank Austrian Miles & More Premiumcard vs Millennium BCP Gold Prestige Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Erste Bank Austrian Miles & More Premiumcard vs Millennium BCP Gold Prestige Credit Card

Compare Erste Bank Austrian Miles & More Premiumcard and Millennium BCP Gold Prestige Credit Card side by side: fees, rewards, APR, and perks.

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Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Erste Bank Austrian Miles & More Premiumcard versus Millennium BCP Gold Prestige Credit Card compared by attribute
Feature Erste Bank Austrian Miles & More Premiumcard Millennium BCP Gold Prestige Credit Card
Card fee €237.6 EUR/yr (≈ $260) €31.2 EUR/yr (≈ $34)
Purchase APR (from) 5.19% 18.8%
Interest-free period - 30 days
Foreign transaction fee 1.5% 3.85%
Rewards 1 mile per €1.50 spent on eligible purchases. 1 bonus mile per €1 spent on austrian.com. Miles are protected from expiry (Meilenschutz). Miles can be exchanged for Points and Qualifying Points for frequent flyer status. Millennium Rewards: earn 1 point per €1 spent. Points redeemable for products and experiences from the Millennium catalogue. Points valid for 5 years from earning date. Excludes gambling, gaming, cash advances, and digital wallet top-ups.
Installments Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %).
No card fee - -
No foreign transaction fee - -
Welcome bonus -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Erste Bank Austrian Miles & More Premiumcard if its checked rows above line up with how you spend most.
  • Choose the Millennium BCP Gold Prestige Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Erste Bank Austrian Miles & More Premiumcard Full review Millennium BCP Gold Prestige Credit Card

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