Erste Bank Premiumcard Mastercard vs KBC Debit Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Erste Bank Premiumcard Mastercard vs KBC Debit Card

Compare Erste Bank Premiumcard Mastercard and KBC Debit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Erste Bank Premiumcard Mastercard versus KBC Debit Card compared by attribute
Feature Erste Bank Premiumcard Mastercard KBC Debit Card
Card fee €99 EUR/yr (≈ $110) No fee
Purchase APR (from) 5.19% -
Interest-free period - -
Foreign transaction fee 1.5% 1.6%
Rewards 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year, credited in January. Foreign currency transaction fees (1.5%) can be reclaimed 6 times per year via George app. -
Installments Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free -
No card fee -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Erste Bank Premiumcard Mastercard if its checked rows above line up with how you spend most.
  • Choose the KBC Debit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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