Erste Bank Premiumcard Visa vs Swedbank Mastercard Platinum: fees, rewards and APR compared - DebitCue Skip to content
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Erste Bank Premiumcard Visa vs Swedbank Mastercard Platinum

Compare Erste Bank Premiumcard Visa and Swedbank Mastercard Platinum side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Erste Bank Premiumcard Visa versus Swedbank Mastercard Platinum compared by attribute
Feature Erste Bank Premiumcard Visa Swedbank Mastercard Platinum
Card fee €99 EUR/yr (≈ $110) 1,700 SEK/yr (≈ $160)
Purchase APR (from) 5.19% 13.05%
Interest-free period - -
Foreign transaction fee 1.5% 1.65%
Rewards 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year. Foreign currency transaction fees (1.5%) refundable 6 times per year via George. Earn 1 point per 1 SEK spent on all purchases. 25,000 points = 100 SEK statement credit (0.4 % effective cashback). Additional 15 öre/litre fuel discount at Preem staffed stations, credited on monthly invoice.
Installments Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free Revolving credit; minimum monthly payment 3 % of balance or 150 SEK. Full balance payment avoids interest.
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Erste Bank Premiumcard Visa if its checked rows above line up with how you spend most.
  • Choose the Swedbank Mastercard Platinum if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Erste Bank Premiumcard Visa Full review Swedbank Mastercard Platinum

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