Erste Bank Premiumcard Visa
Cash back
Erste Bank Premiumcard Visa
Erste Bank - Visa - Credit card
4.3
4.3 out of 5
8.6/10
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Head-to-head
Erste Bank Premiumcard Visa vs Vivid Prime
Compare Erste Bank Premiumcard Visa and Vivid Prime side by side: fees, rewards, APR, and perks.
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Vivid Prime
Cash back
Vivid Prime
Vivid Money - Visa - Debit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Premiumcard Visa | Vivid Prime |
|---|---|---|
| Card fee | €99 EUR/yr (≈ $110) | €7.9 EUR/mo (≈ $8) |
| Purchase APR (from) | 5.19% | - |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 0% |
| Rewards | 0.60% cashback at participating online shops where card is saved; maximum €30 per calendar year. Foreign currency transaction fees (1.5%) refundable 6 times per year via George. | Up to €100/month cashback on card purchases across up to 4 personalized categories and Vivid Shopper brand offers. Base rate 1% on all card purchases; selected brands/Super Deals up to 25%. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month. |
| Installments | Split Now: divide purchases €50–€4,800 into up to 4 monthly instalments; first 6 per year free | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Erste Bank Premiumcard Visa if its checked rows above line up with how you spend most.
- Choose the Vivid Prime if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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