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Vivid Prime

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Card review

Vivid Prime

4.6 9.2/10 DebitCue Score Verified Jun 20, 2026

Premium metal Visa card with maximum cashback and global ATM access

Fee: €7.9 EUR/mo (≈ $8); First month free (trial). Official plans page states 'from €7.90/month'.
Foreign fee: None
Rewards: Cash back

Rewards

Up to €100/month cashback on card purchases across up to 4 personalized categories and Vivid Shopper brand offers. Base rate 1% on all card purchases; selected brands/Super Deals up to 25%. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month.

Welcome offer

First month free. Stock bonus up to €100 for opening a Vivid Invest custody account.

Our verdict

What stands out, and where it falls short.

What we like

Up to €100/month cashback on card purchases across up…
Welcome bonus
No foreign transaction fees

Worth weighing

€7.9 EUR/mo (≈ $8) card fee

Who It Is For

Whether the Vivid Prime fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending

Skip it if you are

Light spenders who won't beat the €7.9 EUR/mo (≈ $8) fee

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €7.9 EUR/mo (≈ $8)
Foreign transaction fee: None
Monthly account fee: From €7.90/month (first month free trial)
ATM withdrawals: Free up to €1,000/month worldwide (min. €50 per withdrawal); 3% fee (min. €1) above limit
Cashback cap: Up to €100/month across up to 4 personalized categories; 1% base on all purchases
Savings interest rate: 2% p.a. on Interest Rate Pocket (up to €10,000); promotional 3% for first 2 months

Rewards and features

Rewards: Up to €100/month cashback on card purchases across up to 4 personalized categories and Vivid Shopper brand offers. Base rate 1% on all card purchases; selected brands/Super Deals up to 25%. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month.
Welcome offer: First month free. Stock bonus up to €100 for opening a Vivid Invest custody account.
Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Pockets (sub-accounts): Up to 15 separate SEPA IBANs (multi-currency, 150+ currencies)

Benefits and perks

Extras that come bundled with the card.

No foreign transaction fee

Fee-free card payments in 150+ currencies worldwide; 0% FX surcharge when spending from a pre-loaded Travel Pocket currency
Metal card with hidden card number

No card number printed on physical card; full details only in-app for enhanced security
Up to €100/month cashback

1% base cashback on all card purchases; up to 25% with Super Deals and Insta-cashback offers; 4 personalized brand categories
Premium live chat support

24/7 live chat customer support in English, German, French, and Spanish — exclusive to Prime

Vivid Prime: your questions answered

How much does the Vivid Prime cost?

The Vivid Prime costs €7.9 EUR/mo (≈ $8). First month free (trial). Official plans page states 'from €7.90/month'..

What rewards does the Vivid Prime earn?

The Vivid Prime earns Up to €100/month cashback on card purchases across up to 4 personalized categories and Vivid Shopper brand offers. Base rate 1% on all card purchases; selected brands/Super Deals up to 25%. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month..

Does the Vivid Prime charge foreign transaction fees?

No - the Vivid Prime has no foreign transaction fees, so it suits spending abroad.

Does the Vivid Prime have a welcome offer?

Yes - First month free. Stock bonus up to €100 for opening a Vivid Invest custody account..

Is the Vivid Prime a credit, debit or prepaid card?

The Vivid Prime is a debit card issued by Vivid Money on the Visa network.

Does the Vivid Prime support Apple Pay and Google Pay?

Yes - the Vivid Prime works with both Apple Pay and Google Pay.

Where can I get the Vivid Prime?

The Vivid Prime is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Vivid Prime?

DebitCue rates the Vivid Prime 4.6 out of 5 (9.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.