Erste Bank Private Banking Card Visa
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Erste Bank Private Banking Card Visa
Erste Bank - Visa - Credit card
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Head-to-head
Compare Erste Bank Private Banking Card Visa and Nordea Credit side by side: fees, rewards, APR, and perks.
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Erste Bank - Visa - Credit card
Nordea - Mastercard - Credit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Erste Bank Private Banking Card Visa | Nordea Credit |
|---|---|---|
| Card fee | €444 EUR/yr (≈ $480) | €2.99 EUR/mo (≈ $3) |
| Purchase APR (from) | 5.19% | 23.3% |
| Interest-free period | - | 30 days |
| Foreign transaction fee | 1.5% | 2.5% |
| Rewards | 0.60% cashback at participating online shops (max €30/year). Foreign currency transaction fees (1.5%) refundable 6 times per year. Gault&Millau dining rewards: exclusive champagne bottle from €20,000 annual spend; exclusive dinner for two with wine pairing from €30,000 annual spend. | K-Plussa loyalty card linkage available. Mastercard Priceless benefit gives exclusive access to presale tickets for concerts and events. |
| Installments | Split Now available | Flexible instalment percentage 3–100% of balance; two instalment-free months annually. |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
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