HDFC Bank Diners Club Black Metal Edition Credit Card
Points
HDFC Bank Diners Club Black Metal Edition Credit Card
HDFC Bank - Discover - Credit card
4.3
4.3 out of 5
8.6/10
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Head-to-head
HDFC Bank Diners Club Black Metal Edition Credit Card vs HDFC Bank Platinum Debit Card
Compare HDFC Bank Diners Club Black Metal Edition Credit Card and HDFC Bank Platinum Debit Card side by side: fees, rewards, APR, and perks.
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HDFC Bank Platinum Debit Card
Cash back
HDFC Bank Platinum Debit Card
HDFC Bank - Visa - Debit card
3.9
3.9 out of 5
7.8/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HDFC Bank Diners Club Black Metal Edition Credit Card | HDFC Bank Platinum Debit Card |
|---|---|---|
| Card fee | ₹10,000 INR/yr (≈ $120) | ₹850 INR/yr (≈ $10) |
| Purchase APR (from) | 23.88% | - |
| Interest-free period | 50 days | - |
| Foreign transaction fee | 2% | 3.5% |
| Rewards | 5 Reward Points per ₹150 (3.33%); 2x on weekend dining; up to 10x on SmartBuy (capped ₹10,000 pts/month); 1 RP = ₹1 on SmartBuy | 1 CashBack Point per ₹200 on groceries, supermarkets, apparel, entertainment, restaurants, telecom & utilities; up to 5% cashback via PayZapp and SmartBuy; max ₹750 cashback/month |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | - | |
| Airport lounge access | ||
| Travel insurance | ||
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the HDFC Bank Diners Club Black Metal Edition Credit Card if its checked rows above line up with how you spend most.
- Choose the HDFC Bank Platinum Debit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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