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HDFC Bank Credit card
HDFC Bank Diners Club Black Metal Edition Credit Card
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Apply for HDFC Bank Diners Club Black Metal Edition Credit Card

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Credit card HDFC Bank Discover

Card review

HDFC Bank Diners Club Black Metal Edition Credit Card

4.3 4.3 out of 5 8.6/10 DebitCue Score Verified

Premium travel and lifestyle card with unlimited lounge access and 3.33% rewards rate

Fee
₹10,000 INR/yr (≈ $120)
Waived on ₹8 lakh annual spend
Purchase APR
from 23.88%
Interest-free
50 days
Foreign fee
2%
Rewards
5 Reward Points per ₹150 (3.33%); 2x on weekend dining; up to 10x on SmartBuy (capped ₹10,000 pts/month); 1 RP = ₹1 on SmartBuy
Welcome offer
Complimentary Swiggy One, Club Marriott and Amazon Prime memberships on card issuance

Our verdict

What stands out, and where it falls short.

What we like

  • 5 Reward Points per ₹150 (3.33%); 2x on weekend…
  • Welcome bonus
  • 50-day interest-free period
  • Airport lounge access
  • Travel insurance included

Worth weighing

  • ₹10,000 INR/yr (≈ $120) card fee
  • 2% foreign transaction fee

Who It Is For

Whether the HDFC Bank Diners Club Black Metal Edition Credit Card fits how you actually spend.

Pick it if you are

  • Frequent travelers
  • People who want rewards on their spending
  • Travelers who value airport lounges

Skip it if you are

  • Light spenders who won't beat the ₹10,000 INR/yr (≈ $120) fee
  • Frequent international travelers

Rates and fees

As of

All amounts shown in INR.

Card fee
₹10,000 INR/yr (≈ $120)
Purchase APR
from 23.88%
Interest-free period
50 days
Foreign transaction fee
2%
Monthly Interest Rate
1.99% per month (23.88% p.a.)
Cash Advance Fee
2.5% (min ₹500)

Rewards and features

Rewards
5 Reward Points per ₹150 (3.33%); 2x on weekend dining; up to 10x on SmartBuy (capped ₹10,000 pts/month); 1 RP = ₹1 on SmartBuy
Welcome offer
Complimentary Swiggy One, Club Marriott and Amazon Prime memberships on card issuance
Pay with
Contactless
Golf Access
24 complimentary golf games/year (6 per quarter) + golf lessons
SmartBuy Bonus Cap
Up to 10x Reward Points on SmartBuy, capped at 10,000 points/month

Benefits and perks

Extras that come bundled with the card.

  • Unlimited domestic & international airport lounge access for primary and add-on cardholders
  • ₹2 crore air accident cover; ₹50 lakh overseas hospitalisation cover
  • 24/7 global concierge service
  • Credit liability cover included

Eligibility

What you need before you apply.

Minimum Income (Salaried)
₹1.75 lakh/month

HDFC Bank Diners Club Black Metal Edition Credit Card: your questions answered

How much does the HDFC Bank Diners Club Black Metal Edition Credit Card cost?
The HDFC Bank Diners Club Black Metal Edition Credit Card costs ₹10,000 INR/yr (≈ $120). Waived on ₹8 lakh annual spend.
What rewards does the HDFC Bank Diners Club Black Metal Edition Credit Card earn?
The HDFC Bank Diners Club Black Metal Edition Credit Card earns 5 Reward Points per ₹150 (3.33%); 2x on weekend dining; up to 10x on SmartBuy (capped ₹10,000 pts/month); 1 RP = ₹1 on SmartBuy.
Does the HDFC Bank Diners Club Black Metal Edition Credit Card charge foreign transaction fees?
Yes - the HDFC Bank Diners Club Black Metal Edition Credit Card charges a 2% foreign transaction fee.
Is there an interest-free period on the HDFC Bank Diners Club Black Metal Edition Credit Card?
Yes - up to 50 days interest-free when you pay your balance in full by the due date.
What is the interest rate on the HDFC Bank Diners Club Black Metal Edition Credit Card?
The HDFC Bank Diners Club Black Metal Edition Credit Card has a purchase APR of from 23.88%.
Does the HDFC Bank Diners Club Black Metal Edition Credit Card have a welcome offer?
Yes - Complimentary Swiggy One, Club Marriott and Amazon Prime memberships on card issuance.
Is the HDFC Bank Diners Club Black Metal Edition Credit Card a credit, debit or prepaid card?
The HDFC Bank Diners Club Black Metal Edition Credit Card is a credit card issued by HDFC Bank on the Discover network.
Does the HDFC Bank Diners Club Black Metal Edition Credit Card support Apple Pay and Google Pay?
The HDFC Bank Diners Club Black Metal Edition Credit Card does not list Apple Pay or Google Pay support.
Where can I get the HDFC Bank Diners Club Black Metal Edition Credit Card?
The HDFC Bank Diners Club Black Metal Edition Credit Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.
How does DebitCue rate the HDFC Bank Diners Club Black Metal Edition Credit Card?
DebitCue rates the HDFC Bank Diners Club Black Metal Edition Credit Card 4.3 out of 5 (8.6/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

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