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Marriott Bonvoy HDFC Bank Credit Card

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Card review

Marriott Bonvoy HDFC Bank Credit Card

4.1 8.2/10 DebitCue Score Verified Jun 20, 2026

Dedicated Marriott hotel rewards card with Free Night Awards and Silver Elite status

Fee: ₹3,000 INR/yr (≈ $36)
Purchase APR: Not published
Interest-free: 50 days
Foreign fee: 3.5%

Rewards

8 Marriott Bonvoy Points per ₹150 at Marriott hotels; 4 points on travel/dining/entertainment; 2 points on all other spends

Welcome offer

1 Free Night Award (up to 15,000 Marriott Bonvoy points) on joining; complimentary Silver Elite status + 10 Elite Night Credits

Our verdict

What stands out, and where it falls short.

What we like

8 Marriott Bonvoy Points per ₹150 at Marriott hotels;…
Welcome bonus
50-day interest-free period
Airport lounge access
Travel insurance included

Worth weighing

₹3,000 INR/yr (≈ $36) card fee
3.5% foreign transaction fee

Who It Is For

Whether the Marriott Bonvoy HDFC Bank Credit Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
Travelers who value airport lounges

Skip it if you are

Light spenders who won't beat the ₹3,000 INR/yr (≈ $36) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in INR.

Card fee: ₹3,000 INR/yr (≈ $36)
Purchase APR: Not published
Interest-free period: 50 days
Foreign transaction fee: 3.5%

Rewards and features

Rewards: 8 Marriott Bonvoy Points per ₹150 at Marriott hotels; 4 points on travel/dining/entertainment; 2 points on all other spends
Welcome offer: 1 Free Night Award (up to 15,000 Marriott Bonvoy points) on joining; complimentary Silver Elite status + 10 Elite Night Credits
Pay with: Contactless
Marriott Silver Elite Status: Complimentary on card issuance, with 10 Elite Night Credits annually
Milestone Free Night Awards: Additional Free Night Awards at ₹6L, ₹9L, and ₹15L annual spend
Golf Benefit: 2 complimentary golf games and lessons per quarter

Benefits and perks

Extras that come bundled with the card.

12 complimentary domestic + 12 international airport lounge visits per year (no spend condition)
Air accident and travel insurance covers included

Eligibility

What you need before you apply.

Minimum Income (Salaried): ₹1 lakh/month
Age: 21–60 (salaried), 21–65 (self-employed)

Marriott Bonvoy HDFC Bank Credit Card: your questions answered

How much does the Marriott Bonvoy HDFC Bank Credit Card cost?

The Marriott Bonvoy HDFC Bank Credit Card costs ₹3,000 INR/yr (≈ $36).

What rewards does the Marriott Bonvoy HDFC Bank Credit Card earn?

The Marriott Bonvoy HDFC Bank Credit Card earns 8 Marriott Bonvoy Points per ₹150 at Marriott hotels; 4 points on travel/dining/entertainment; 2 points on all other spends.

Does the Marriott Bonvoy HDFC Bank Credit Card charge foreign transaction fees?

Yes - the Marriott Bonvoy HDFC Bank Credit Card charges a 3.5% foreign transaction fee.

Is there an interest-free period on the Marriott Bonvoy HDFC Bank Credit Card?

Yes - up to 50 days interest-free when you pay your balance in full by the due date.

Does the Marriott Bonvoy HDFC Bank Credit Card have a welcome offer?

Yes - 1 Free Night Award (up to 15,000 Marriott Bonvoy points) on joining; complimentary Silver Elite status + 10 Elite Night Credits.

Is the Marriott Bonvoy HDFC Bank Credit Card a credit, debit or prepaid card?

The Marriott Bonvoy HDFC Bank Credit Card is a credit card issued by HDFC Bank on the Discover network.

Does the Marriott Bonvoy HDFC Bank Credit Card support Apple Pay and Google Pay?

The Marriott Bonvoy HDFC Bank Credit Card does not list Apple Pay or Google Pay support.

Where can I get the Marriott Bonvoy HDFC Bank Credit Card?

The Marriott Bonvoy HDFC Bank Credit Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.

How does DebitCue rate the Marriott Bonvoy HDFC Bank Credit Card?

DebitCue rates the Marriott Bonvoy HDFC Bank Credit Card 4.1 out of 5 (8.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Marriott Bonvoy HDFC Bank Credit Card?

Use the Apply now button to continue on HDFC Bank's secure site. Comparing and applying through DebitCue is free.