HDFC Bank Diners Club Black Metal Edition Credit Card vs Wise Young Explorer Card: fees, rewards and APR compared - DebitCue Skip to content
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HDFC Bank Diners Club Black Metal Edition Credit Card vs Wise Young Explorer Card

Compare HDFC Bank Diners Club Black Metal Edition Credit Card and Wise Young Explorer Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

HDFC Bank Diners Club Black Metal Edition Credit Card versus Wise Young Explorer Card compared by attribute
Feature HDFC Bank Diners Club Black Metal Edition Credit Card Wise Young Explorer Card
Card fee ₹10,000 INR/yr (≈ $120) No fee
Purchase APR (from) 23.88% -
Interest-free period 50 days -
Foreign transaction fee 2% 0%
Rewards 5 Reward Points per ₹150 (3.33%); 2x on weekend dining; up to 10x on SmartBuy (capped ₹10,000 pts/month); 1 RP = ₹1 on SmartBuy -
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the HDFC Bank Diners Club Black Metal Edition Credit Card if its checked rows above line up with how you spend most.
  • Choose the Wise Young Explorer Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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