HDFC Bank Freedom Credit Card vs DBS Bank POSB Everyday Card: fees, rewards and APR compared - DebitCue Skip to content
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HDFC Bank Freedom Credit Card vs DBS Bank POSB Everyday Card

Compare HDFC Bank Freedom Credit Card and DBS Bank POSB Everyday Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

HDFC Bank Freedom Credit Card versus DBS Bank POSB Everyday Card compared by attribute
Feature HDFC Bank Freedom Credit Card DBS Bank POSB Everyday Card
Card fee ₹500 INR/yr (≈ $6) $196.2 SGD/yr (≈ $150)
Purchase APR (from) 45% 27.8%
Interest-free period 50 days 25 days
Foreign transaction fee 3.5% 3.25%
Rewards 10x CashPoints on BigBasket, BookMyShow, OYO, Swiggy, Uber (max 2,500 CashPoints/month); 1 CashPoint per ₹200 on all other spends; 1 CashPoint = ₹0.15 Up to 10% on online food delivery, SimplyGo, Malaysia MYR spend; 5% at Sheng Siong, online shopping; 20.1% fuel savings at SPC; 0.3% unlimited base
Installments - -
No card fee - -
No foreign transaction fee - -
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the HDFC Bank Freedom Credit Card if its checked rows above line up with how you spend most.
  • Choose the DBS Bank POSB Everyday Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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