IRCTC HDFC Bank Credit Card
Points
IRCTC HDFC Bank Credit Card
HDFC Bank - Visa - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Head-to-head
IRCTC HDFC Bank Credit Card vs Tata Neu Infinity HDFC Bank Credit Card
Compare IRCTC HDFC Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card side by side: fees, rewards, APR, and perks.
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Tata Neu Infinity HDFC Bank Credit Card
Points
Tata Neu Infinity HDFC Bank Credit Card
HDFC Bank - Visa - Credit card
4.0
4.0 out of 5
8.0/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | IRCTC HDFC Bank Credit Card | Tata Neu Infinity HDFC Bank Credit Card |
|---|---|---|
| Card fee | ₹500 INR/yr (≈ $6) | ₹1,499 INR/yr (≈ $18) |
| Purchase APR (from) | 45% | 45% |
| Interest-free period | 50 days | 50 days |
| Foreign transaction fee | 3.5% | 2% |
| Rewards | 5 Reward Points per ₹100 on IRCTC website/Rail Connect app; 1 Reward Point per ₹100 on all other spends; 5% cashback on IRCTC tickets via HDFC SmartBuy; 1 RP = ₹1 | Up to 10% NeuCoins on Tata Neu app (with Neu Pass activated); 5% on Tata partner brands; 1.5% on UPI spends (max 500 NeuCoins/month); 1 NeuCoin = ₹1 |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | ||
| Travel insurance | - | |
| Apple Pay / Google Pay | - | - |
Which is right for you
Pick by how you spend
- Choose the IRCTC HDFC Bank Credit Card if its checked rows above line up with how you spend most.
- Choose the Tata Neu Infinity HDFC Bank Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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