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Tata Neu Infinity HDFC Bank Credit Card

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Card review

Tata Neu Infinity HDFC Bank Credit Card

4.0 8.0/10 DebitCue Score Verified Jun 20, 2026

Earn NeuCoins across the Tata ecosystem with a low forex markup

Fee: ₹1,499 INR/yr (≈ $18); Waived on ₹3 lakh annual spend
Purchase APR: from 45%
Interest-free: 50 days
Foreign fee: 2%

Rewards

Up to 10% NeuCoins on Tata Neu app (with Neu Pass activated); 5% on Tata partner brands; 1.5% on UPI spends (max 500 NeuCoins/month); 1 NeuCoin = ₹1

Welcome offer

1,499 NeuCoins on first transaction within 30 days of card issuance

Our verdict

What stands out, and where it falls short.

What we like

Up to 10% NeuCoins on Tata Neu app (with…
Welcome bonus
50-day interest-free period
Airport lounge access
Travel insurance included

Worth weighing

₹1,499 INR/yr (≈ $18) card fee
2% foreign transaction fee
High interest if you carry a balance

Who It Is For

Whether the Tata Neu Infinity HDFC Bank Credit Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
Travelers who value airport lounges

Skip it if you are

Light spenders who won't beat the ₹1,499 INR/yr (≈ $18) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in INR.

Card fee: ₹1,499 INR/yr (≈ $18)
Purchase APR: from 45%
Interest-free period: 50 days
Foreign transaction fee: 2%
Monthly Interest Rate: 3.75% per month (45% p.a.)

Rewards and features

Rewards: Up to 10% NeuCoins on Tata Neu app (with Neu Pass activated); 5% on Tata partner brands; 1.5% on UPI spends (max 500 NeuCoins/month); 1 NeuCoin = ₹1
Welcome offer: 1,499 NeuCoins on first transaction within 30 days of card issuance
Pay with: Contactless
Card Variants: Available in Visa and RuPay; RuPay variant earns NeuCoins on UPI transactions
NeuCoins Cap: Maximum 50,000 NeuCoins per statement cycle

Benefits and perks

Extras that come bundled with the card.

8 complimentary domestic lounge visits/year (2 per quarter, unlocked at ₹50,000 quarterly spend); 4 international visits/year
₹1 crore air accident cover; ₹15 lakh overseas hospitalisation; ₹9 lakh lost card liability

Eligibility

What you need before you apply.

Minimum Income (Salaried): ₹1 lakh/month

Tata Neu Infinity HDFC Bank Credit Card: your questions answered

How much does the Tata Neu Infinity HDFC Bank Credit Card cost?

The Tata Neu Infinity HDFC Bank Credit Card costs ₹1,499 INR/yr (≈ $18). Waived on ₹3 lakh annual spend.

What rewards does the Tata Neu Infinity HDFC Bank Credit Card earn?

The Tata Neu Infinity HDFC Bank Credit Card earns Up to 10% NeuCoins on Tata Neu app (with Neu Pass activated); 5% on Tata partner brands; 1.5% on UPI spends (max 500 NeuCoins/month); 1 NeuCoin = ₹1.

Does the Tata Neu Infinity HDFC Bank Credit Card charge foreign transaction fees?

Yes - the Tata Neu Infinity HDFC Bank Credit Card charges a 2% foreign transaction fee.

Is there an interest-free period on the Tata Neu Infinity HDFC Bank Credit Card?

Yes - up to 50 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the Tata Neu Infinity HDFC Bank Credit Card?

The Tata Neu Infinity HDFC Bank Credit Card has a purchase APR of from 45%.

Does the Tata Neu Infinity HDFC Bank Credit Card have a welcome offer?

Yes - 1,499 NeuCoins on first transaction within 30 days of card issuance.

Is the Tata Neu Infinity HDFC Bank Credit Card a credit, debit or prepaid card?

The Tata Neu Infinity HDFC Bank Credit Card is a credit card issued by HDFC Bank on the Visa network.

Does the Tata Neu Infinity HDFC Bank Credit Card support Apple Pay and Google Pay?

The Tata Neu Infinity HDFC Bank Credit Card does not list Apple Pay or Google Pay support.

Where can I get the Tata Neu Infinity HDFC Bank Credit Card?

The Tata Neu Infinity HDFC Bank Credit Card is currently offered in India, Indonesia, Japan, Malaysia, Philippines, Singapore, South Korea, Taiwan and 2 more.

How does DebitCue rate the Tata Neu Infinity HDFC Bank Credit Card?

DebitCue rates the Tata Neu Infinity HDFC Bank Credit Card 4.0 out of 5 (8.0/10), scored on the same factors as every card - fees, rewards, perks and ease of use.