HDFC Bank Platinum Debit Card vs SAFRA DBS Mastercard: fees, rewards and APR compared - DebitCue Skip to content
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HDFC Bank Platinum Debit Card vs SAFRA DBS Mastercard

Compare HDFC Bank Platinum Debit Card and SAFRA DBS Mastercard side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

HDFC Bank Platinum Debit Card versus SAFRA DBS Mastercard compared by attribute
Feature HDFC Bank Platinum Debit Card SAFRA DBS Mastercard
Card fee ₹850 INR/yr (≈ $10) No fee
Purchase APR (from) - 27.8%
Interest-free period - 25 days
Foreign transaction fee 3.5% 3.25%
Rewards 1 CashBack Point per ₹200 on groceries, supermarkets, apparel, entertainment, restaurants, telecom & utilities; up to 5% cashback via PayZapp and SmartBuy; max ₹750 cashback/month Up to 3% cashback (as SAFRA$) on local Mastercard contactless, online shopping, and SimplyGo; 0.3% on all other transactions; capped at SAFRA$50/month
Installments - -
No card fee -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay -

Which is right for you

Pick by how you spend

  • Choose the HDFC Bank Platinum Debit Card if its checked rows above line up with how you spend most.
  • Choose the SAFRA DBS Mastercard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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