HSBC Premier Credit Card
Points
HSBC Premier Credit Card
HSBC UK - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Head-to-head
HSBC Premier Credit Card vs Virgin Money Everyday Cashback Credit Card
Compare HSBC Premier Credit Card and Virgin Money Everyday Cashback Credit Card side by side: fees, rewards, APR, and perks.
Last verified
Virgin Money Everyday Cashback Credit Card
Cash back
Virgin Money Everyday Cashback Credit Card
Virgin Money - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HSBC Premier Credit Card | Virgin Money Everyday Cashback Credit Card |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 29.9% | 24.9% |
| Interest-free period | - | 50 days |
| Foreign transaction fee | 2.99% | 0% |
| Rewards | Earn 1.5 HSBC points per £1 on sterling purchases and 2 points per £1 on foreign-currency purchases. Points can be transferred to airline miles (Avios, Emirates, Etihad, Flying Blue, Qantas, Singapore Airlines, Qatar, Air India, Asia Miles), hotel programmes (IHG One Rewards, Wyndham) or redeemed for shopping vouchers (M&S, Amazon). Points value approximately 0.33p–1p depending on redemption. | 1% cashback on all purchases for the first 90 days from account opening, then 0.25% thereafter. Maximum £15 cashback per month. Additional up to 15% cashback with selected retailers via Virgin Money Cashback in-app feature. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the HSBC Premier Credit Card if its checked rows above line up with how you spend most.
- Choose the Virgin Money Everyday Cashback Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.