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HSBC UK Credit card
HSBC Purchase Plus Credit Card
No rewards
MASTERCARD
Apply for HSBC Purchase Plus Credit Card

On HSBC UK's secure site

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Card review

HSBC Purchase Plus Credit Card

4.2 4.2 out of 5 8.4/10 DebitCue Score Verified

Up to 24 months interest-free on purchases

Fee
No fee
Purchase APR
24.9% - 29.9%
Interest-free
-
Foreign fee
2.99%
Welcome offer
0% on purchases for up to 24 months from account opening; 0% on balance transfers for up to 17 months (3.49% fee, min £5)

Our verdict

What stands out, and where it falls short.

What we like

  • Welcome bonus
  • No card fee

Worth weighing

  • 2.99% foreign transaction fee
  • No rewards programme
  • High interest if you carry a balance

Who It Is For

Whether the HSBC Purchase Plus Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
24.9% - 29.9%
Interest-free period
-
Foreign transaction fee
2.99%
Representative APR
24.9% variable
Purchase rate
24.9% p.a. variable
0% purchase offer
Up to 24 months from account opening
Balance transfer offer
0% for up to 17 months (3.49% fee, min £5); transfers within 60 days
Non-sterling transaction fee
2.99%

Rewards and features

Welcome offer
0% on purchases for up to 24 months from account opening; 0% on balance transfers for up to 17 months (3.49% fee, min £5)
Pay with
Apple Pay, Google Pay, Contactless

Benefits and perks

Extras that come bundled with the card.

  • Section 75 Consumer Credit Act protection (£100–£30,000)

HSBC Purchase Plus Credit Card: your questions answered

Does the HSBC Purchase Plus Credit Card have a card fee?
No - the HSBC Purchase Plus Credit Card has no card fee.
Does the HSBC Purchase Plus Credit Card charge foreign transaction fees?
Yes - the HSBC Purchase Plus Credit Card charges a 2.99% foreign transaction fee.
What is the interest rate on the HSBC Purchase Plus Credit Card?
The HSBC Purchase Plus Credit Card has a purchase APR of 24.9% - 29.9%.
Does the HSBC Purchase Plus Credit Card have a welcome offer?
Yes - 0% on purchases for up to 24 months from account opening; 0% on balance transfers for up to 17 months (3.49% fee, min £5).
Is the HSBC Purchase Plus Credit Card a credit, debit or prepaid card?
The HSBC Purchase Plus Credit Card is a credit card issued by HSBC UK on the Mastercard network.
Does the HSBC Purchase Plus Credit Card support Apple Pay and Google Pay?
Yes - the HSBC Purchase Plus Credit Card works with both Apple Pay and Google Pay.
Where can I get the HSBC Purchase Plus Credit Card?
The HSBC Purchase Plus Credit Card is currently offered in United Kingdom.
How does DebitCue rate the HSBC Purchase Plus Credit Card?
DebitCue rates the HSBC Purchase Plus Credit Card 4.2 out of 5 (8.4/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the HSBC Purchase Plus Credit Card?
Use the Apply now button to continue on HSBC UK's secure site. Comparing and applying through DebitCue is free.

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