HSBC Rewards Credit Card
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HSBC Rewards Credit Card
HSBC UK - Mastercard - Credit card
4.4
4.4 out of 5
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Head-to-head
Compare HSBC Rewards Credit Card and MBNA Ltd Dual 0% Transfer and Purchase side by side: fees, rewards, APR, and perks.
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HSBC UK - Mastercard - Credit card
MBNA - Visa - Credit card
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | HSBC Rewards Credit Card | MBNA Ltd Dual 0% Transfer and Purchase |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | 26.9% | 24.9% |
| Interest-free period | - | - |
| Foreign transaction fee | 2.99% | 2.95% |
| Rewards | Earn 1 HSBC point per £5 spent (0.2 pts/£1) on everyday purchases, plus up to 10 points per £1 at selected retailers via Mastercard Pay with Rewards. 2,500 anniversary bonus points each year (up to 5 years) when annual spend exceeds £10,000. Points worth approximately 0.2–0.33p each for vouchers or up to ~1p when transferred to airline partners. | £20 cashback when balance or money transfers of £1,000+ are made within the first 60 days. Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme. |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | - | - |
| Welcome bonus | ||
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
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