HSBC Student Credit Card review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

HSBC UK Credit card
HSBC Student Credit Card
No rewards
MASTERCARD
Apply for HSBC Student Credit Card

On HSBC UK's secure site

Compare similar cards
Credit card HSBC UK Mastercard

Card review

HSBC Student Credit Card

3.9 3.9 out of 5 7.8/10 DebitCue Score Verified

A credit card designed for HSBC student account holders

Fee
No fee
Purchase APR
from 18.9%
Interest-free
-
Foreign fee
2.99%

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee

Worth weighing

  • 2.99% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the HSBC Student Credit Card fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in GBP.

Card fee
No fee
Purchase APR
from 18.9%
Interest-free period
-
Foreign transaction fee
2.99%
Representative APR
18.9% variable
Non-sterling transaction fee
2.99%

Rewards and features

Pay with
Apple Pay, Google Pay, Contactless
Credit limit
Up to ยฃ500

Benefits and perks

Extras that come bundled with the card.

  • Section 75 Consumer Credit Act protection (ยฃ100โ€“ยฃ30,000)

Eligibility

What you need before you apply.

Account requirement
Must hold an HSBC Student Bank Account
Minimum age
18+, UK resident

HSBC Student Credit Card: your questions answered

Does the HSBC Student Credit Card have a card fee?
No - the HSBC Student Credit Card has no card fee.
Does the HSBC Student Credit Card charge foreign transaction fees?
Yes - the HSBC Student Credit Card charges a 2.99% foreign transaction fee.
What is the interest rate on the HSBC Student Credit Card?
The HSBC Student Credit Card has a purchase APR of from 18.9%.
Is the HSBC Student Credit Card a credit, debit or prepaid card?
The HSBC Student Credit Card is a credit card issued by HSBC UK on the Mastercard network.
Does the HSBC Student Credit Card support Apple Pay and Google Pay?
Yes - the HSBC Student Credit Card works with both Apple Pay and Google Pay.
Where can I get the HSBC Student Credit Card?
The HSBC Student Credit Card is currently offered in United Kingdom.
How does DebitCue rate the HSBC Student Credit Card?
DebitCue rates the HSBC Student Credit Card 3.9 out of 5 (7.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the HSBC Student Credit Card?
Use the Apply now button to continue on HSBC UK's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the HSBC Student Credit Card

Browse all cards
Best for travel insurance
Credit card U.S. Bank - Mastercard

Every purchase automatically becomes a 3-month payment plan

No rewards Pay in installments
Fee
No fee
Interest
Not published
Interest-free
-

Why we like it

  • Welcome bonus
  • No card fee
  • Travel insurance included
  • Pay in installments
Apply now On U.S. Bank's secure site View details