KBC Credit Card
No rewards
KBC Credit Card
KBC Bank - Mastercard - Credit card
4.3
4.3 out of 5
8.6/10
Apply now
Head-to-head
KBC Credit Card vs Millennium BCP TAP Gold Credit Card
Compare KBC Credit Card and Millennium BCP TAP Gold Credit Card side by side: fees, rewards, APR, and perks.
Last verified
Millennium BCP TAP Gold Credit Card
Miles
Millennium BCP TAP Gold Credit Card
Millennium BCP - Visa - Credit card
4.1
4.1 out of 5
8.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | KBC Credit Card | Millennium BCP TAP Gold Credit Card |
|---|---|---|
| Card fee | No fee | €83.2 EUR/yr (≈ $89) |
| Purchase APR (from) | 8.97% | 17.9% |
| Interest-free period | 30 days | 30 days |
| Foreign transaction fee | 1.6% | 3.85% |
| Rewards | No structured cashback or points programme. Mastercard network benefits include free return shipping (up to €30, max 3 claims/year) and exclusive concert presale access through a Live Nation partnership. Mastercard Travel Rewards may provide cashback on select foreign transactions via the Mastercard network. | Earn 1.5 TAP Miles&Go miles per €1 spent. Maximum 15,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls. |
| Installments | Repayments can be spread over multiple months via the optional KBC Flex Budget facility (open-ended credit reserve). Minimum monthly repayment is 5.6% of the outstanding balance. Interest accrues only on the outstanding amount. | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). |
| No card fee | - | |
| No foreign transaction fee | - | - |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | ||
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the KBC Credit Card if its checked rows above line up with how you spend most.
- Choose the Millennium BCP TAP Gold Credit Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.