Credit card

Millennium BCP TAP Gold Credit Card

Miles

VISA

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Credit card Millennium BCP Visa

Card review

Millennium BCP TAP Gold Credit Card

4.1 8.2/10 DebitCue Score Verified Jun 20, 2026

Accelerate TAP miles at 1.5x with Premium Check-in included.

Fee: €83.2 EUR/yr (≈ $89); No standard fee waiver listed.
Purchase APR: from 17.9%
Interest-free: 30 days
Foreign fee: 3.85%

Rewards

Earn 1.5 TAP Miles&Go miles per €1 spent. Maximum 15,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls.

Our verdict

What stands out, and where it falls short.

What we like

Earn 1.5 TAP Miles&Go miles per €1 spent. Maximum…
Travel insurance included
Pay in installments

Worth weighing

€83.2 EUR/yr (≈ $89) card fee
3.85% foreign transaction fee

Who It Is For

Whether the Millennium BCP TAP Gold Credit Card fits how you actually spend.

Pick it if you are

Frequent travelers
People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Light spenders who won't beat the €83.2 EUR/yr (≈ $89) fee
Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €83.2 EUR/yr (≈ $89)
Purchase APR: from 17.9%
Interest-free period: 30 days
Foreign transaction fee: 3.85%
TAEG (APR): 17.9 %
TAN (Nominal Annual Rate): 13.6 %
Annual fee: €83.20 (incl. stamp duty)
Foreign transaction fee (ISF): 3.85 %

Rewards and features

Rewards: Earn 1.5 TAP Miles&Go miles per €1 spent. Maximum 15,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls.
Installments: Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %).
Pay with: Apple Pay, Google Pay, Contactless
Miles earning: 1.5 miles per €1; max 15,000/month; expires after 3 years without monthly activity

Benefits and perks

Extras that come bundled with the card.

Travel insurance & assistance

Insurance and assistance package included with card.
TAP Premium Check-in

Premium Check-in at all domestic Portuguese airports and Fast Track at Lisbon Airport.

Millennium BCP TAP Gold Credit Card: your questions answered

How much does the Millennium BCP TAP Gold Credit Card cost?

The Millennium BCP TAP Gold Credit Card costs €83.2 EUR/yr (≈ $89). No standard fee waiver listed..

What rewards does the Millennium BCP TAP Gold Credit Card earn?

The Millennium BCP TAP Gold Credit Card earns Earn 1.5 TAP Miles&Go miles per €1 spent. Maximum 15,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls..

Does the Millennium BCP TAP Gold Credit Card charge foreign transaction fees?

Yes - the Millennium BCP TAP Gold Credit Card charges a 3.85% foreign transaction fee.

Is there an interest-free period on the Millennium BCP TAP Gold Credit Card?

Yes - up to 30 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the Millennium BCP TAP Gold Credit Card?

The Millennium BCP TAP Gold Credit Card has a purchase APR of from 17.9%.

Can I pay in installments with the Millennium BCP TAP Gold Credit Card?

Yes - Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %)..

Is the Millennium BCP TAP Gold Credit Card a credit, debit or prepaid card?

The Millennium BCP TAP Gold Credit Card is a credit card issued by Millennium BCP on the Visa network.

Does the Millennium BCP TAP Gold Credit Card support Apple Pay and Google Pay?

Yes - the Millennium BCP TAP Gold Credit Card works with both Apple Pay and Google Pay.

Where can I get the Millennium BCP TAP Gold Credit Card?

The Millennium BCP TAP Gold Credit Card is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Millennium BCP TAP Gold Credit Card?

DebitCue rates the Millennium BCP TAP Gold Credit Card 4.1 out of 5 (8.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.