KBC Credit Card vs Vivid Plus: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

KBC Credit Card vs Vivid Plus

Compare KBC Credit Card and Vivid Plus side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

KBC Credit Card versus Vivid Plus compared by attribute
Feature KBC Credit Card Vivid Plus
Card fee No fee €6.9 EUR/mo (≈ $7)
Purchase APR (from) 8.97% -
Interest-free period 30 days -
Foreign transaction fee 1.6% 0%
Rewards No structured cashback or points programme. Mastercard network benefits include free return shipping (up to €30, max 3 claims/year) and exclusive concert presale access through a Live Nation partnership. Mastercard Travel Rewards may provide cashback on select foreign transactions via the Mastercard network. Up to €50/month cashback on card purchases across up to 3 personalized categories and Vivid Shopper brand offers. Personalized brand selection available (unlike Standard). Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets.
Installments Repayments can be spread over multiple months via the optional KBC Flex Budget facility (open-ended credit reserve). Minimum monthly repayment is 5.6% of the outstanding balance. Interest accrues only on the outstanding amount. -
No card fee -
No foreign transaction fee -
Welcome bonus - -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the KBC Credit Card if its checked rows above line up with how you spend most.
  • Choose the Vivid Plus if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review KBC Credit Card Full review Vivid Plus

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