MBNA Ltd Dual 0% Transfer and Purchase vs Biscuit by Zopa: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

MBNA Ltd Dual 0% Transfer and Purchase vs Biscuit by Zopa

Compare MBNA Ltd Dual 0% Transfer and Purchase and Biscuit by Zopa side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

MBNA Ltd Dual 0% Transfer and Purchase versus Biscuit by Zopa compared by attribute
Feature MBNA Ltd Dual 0% Transfer and Purchase Biscuit by Zopa
Card fee No fee No fee
Purchase APR (from) 24.9% -
Interest-free period - -
Foreign transaction fee 2.95% 0%
Rewards £20 cashback when balance or money transfers of £1,000+ are made within the first 60 days. Up to 15% cashback at selected retailers via MBNA Smart Rewards opt-in programme. 2% cashback on eligible Direct Debit bill payments, on up to £1,500 of Direct Debits per year (maximum £30 cashback per year). Also earns 2.00% AER variable interest on the full everyday balance with no upper limit.
Installments - -
No card fee
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the MBNA Ltd Dual 0% Transfer and Purchase if its checked rows above line up with how you spend most.
  • Choose the Biscuit by Zopa if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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