Millennium BCP Gold Prestige Credit Card
Points
Millennium BCP Gold Prestige Credit Card
Millennium BCP - Visa - Credit card
3.9
3.9 out of 5
7.8/10
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Head-to-head
Millennium BCP Gold Prestige Credit Card vs Vivid Plus
Compare Millennium BCP Gold Prestige Credit Card and Vivid Plus side by side: fees, rewards, APR, and perks.
Last verified
Vivid Plus
Cash back
Vivid Plus
Vivid Money - Visa - Debit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Millennium BCP Gold Prestige Credit Card | Vivid Plus |
|---|---|---|
| Card fee | €31.2 EUR/yr (≈ $34) | €6.9 EUR/mo (≈ $7) |
| Purchase APR (from) | 18.8% | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 3.85% | 0% |
| Rewards | Millennium Rewards: earn 1 point per €1 spent. Points redeemable for products and experiences from the Millennium catalogue. Points valid for 5 years from earning date. Excludes gambling, gaming, cash advances, and digital wallet top-ups. | Up to €50/month cashback on card purchases across up to 3 personalized categories and Vivid Shopper brand offers. Personalized brand selection available (unlike Standard). Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets. |
| Installments | Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Millennium BCP Gold Prestige Credit Card if its checked rows above line up with how you spend most.
- Choose the Vivid Plus if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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