Millennium BCP Platinum Credit Card vs Millennium BCP TAP Gold Credit Card: fees, rewards and APR compared - DebitCue Skip to content
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Millennium BCP Platinum Credit Card vs Millennium BCP TAP Gold Credit Card

Compare Millennium BCP Platinum Credit Card and Millennium BCP TAP Gold Credit Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Millennium BCP Platinum Credit Card versus Millennium BCP TAP Gold Credit Card compared by attribute
Feature Millennium BCP Platinum Credit Card Millennium BCP TAP Gold Credit Card
Card fee €83.2 EUR/yr (≈ $89) €83.2 EUR/yr (≈ $89)
Purchase APR (from) 16.8% 17.9%
Interest-free period 30 days 30 days
Foreign transaction fee 3.85% 3.85%
Rewards Millennium Rewards: earn 1 point per €1 spent. Points redeemable for products and experiences from the Millennium catalogue. Points valid for 5 years. Excludes gambling, cash advances, and digital wallet top-ups. Earn 1.5 TAP Miles&Go miles per €1 spent. Maximum 15,000 miles per month. Miles do not expire with monthly card use; otherwise expire after 3 years. Excludes cash advances, digital wallet top-ups, gambling, government payments, and tolls.
Installments Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %). Split purchases into 3, 6 or 9 monthly instalments via the app (TAN 10.0 % / 10.5 % / 11.0 %).
No card fee - -
No foreign transaction fee - -
Welcome bonus - -
Airport lounge access -
Travel insurance
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Millennium BCP Platinum Credit Card if its checked rows above line up with how you spend most.
  • Choose the Millennium BCP TAP Gold Credit Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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