N26 Flex
No rewards
N26 Flex
N26 - Mastercard - Debit card
3.3
3.3 out of 5
6.6/10
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Head-to-head
N26 Flex vs Vivid Prime
Compare N26 Flex and Vivid Prime side by side: fees, rewards, APR, and perks.
Last verified
Vivid Prime
Cash back
Vivid Prime
Vivid Money - Visa - Debit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | N26 Flex | Vivid Prime |
|---|---|---|
| Card fee | €8.9 EUR/mo (≈ $10) | €7.9 EUR/mo (≈ $8) |
| Purchase APR (from) | - | - |
| Interest-free period | - | - |
| Foreign transaction fee | 1.5% | 0% |
| Rewards | - | Up to €100/month cashback on card purchases across up to 4 personalized categories and Vivid Shopper brand offers. Base rate 1% on all card purchases; selected brands/Super Deals up to 25%. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month. |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay | - |
Which is right for you
Pick by how you spend
- Choose the N26 Flex if its checked rows above line up with how you spend most.
- Choose the Vivid Prime if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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