N26 Metal
Cash back
N26 Metal
N26 - Mastercard - Debit card
4.3
4.3 out of 5
8.6/10
Apply now
Head-to-head
N26 Metal vs Vivid Prime
Compare N26 Metal and Vivid Prime side by side: fees, rewards, APR, and perks.
Last verified
Vivid Prime
Cash back
Vivid Prime
Vivid Money - Visa - Debit card
4.6
4.6 out of 5
9.2/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | N26 Metal | Vivid Prime |
|---|---|---|
| Card fee | €16.9 EUR/mo (≈ $18) | €7.9 EUR/mo (≈ $8) |
| Purchase APR (from) | - | - |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 0% |
| Rewards | 1% cashback on card purchases made outside the EEA, Switzerland, and the UK | Up to €100/month cashback on card purchases across up to 4 personalized categories and Vivid Shopper brand offers. Base rate 1% on all card purchases; selected brands/Super Deals up to 25%. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month. |
| Installments | - | - |
| No card fee | - | - |
| No foreign transaction fee | ||
| Welcome bonus | - | |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the N26 Metal if its checked rows above line up with how you spend most.
- Choose the Vivid Prime if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.