N26 Standard vs Vivid Prime: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

N26 Standard vs Vivid Prime

Compare N26 Standard and Vivid Prime side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

N26 Standard versus Vivid Prime compared by attribute
Feature N26 Standard Vivid Prime
Card fee No fee €7.9 EUR/mo (≈ $8)
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards - Up to €100/month cashback on card purchases across up to 4 personalized categories and Vivid Shopper brand offers. Base rate 1% on all card purchases; selected brands/Super Deals up to 25%. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month.
Installments - -
No card fee -
No foreign transaction fee
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the N26 Standard if its checked rows above line up with how you spend most.
  • Choose the Vivid Prime if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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