Nordea Black
Cash back
Nordea Black
Nordea - Mastercard - Credit card
4.7
4.7 out of 5
9.4/10
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Head-to-head
Nordea Black vs Vivid Plus
Compare Nordea Black and Vivid Plus side by side: fees, rewards, APR, and perks.
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Vivid Plus
Cash back
Vivid Plus
Vivid Money - Visa - Debit card
4.3
4.3 out of 5
8.6/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Nordea Black | Vivid Plus |
|---|---|---|
| Card fee | No fee | €6.9 EUR/mo (≈ $7) |
| Purchase APR (from) | - | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2.5% | 0% |
| Rewards | 0.5% cashback on all credit purchases (from September 1, 2025); 0.7% on foreign currency purchases outside the euro area; 1.0% at restaurants, cafés, concerts, festivals, sporting events, museums and amusement parks. Annual cap €150 per card per calendar year. | Up to €50/month cashback on card purchases across up to 3 personalized categories and Vivid Shopper brand offers. Personalized brand selection available (unlike Standard). Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets. |
| Installments | Flexible instalment percentage; two instalment-free months per year. | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Nordea Black if its checked rows above line up with how you spend most.
- Choose the Vivid Plus if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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