Nordea Gold
Cash back
Nordea Gold
Nordea - Mastercard - Credit card
4.0
4.0 out of 5
8.0/10
Apply now
Head-to-head
Nordea Gold vs Wise Multi-Currency Card
Compare Nordea Gold and Wise Multi-Currency Card side by side: fees, rewards, APR, and perks.
Last verified
Wise Multi-Currency Card
No rewards
Wise Multi-Currency Card
Wise - Mastercard - Debit card
4.3
4.3 out of 5
8.6/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Nordea Gold | Wise Multi-Currency Card |
|---|---|---|
| Card fee | €5.99 EUR/mo (≈ $6) | No fee |
| Purchase APR (from) | 22.1% | - |
| Interest-free period | 30 days | - |
| Foreign transaction fee | 2.5% | 0% |
| Rewards | 0.5% cashback on all credit purchases (from May 1, 2026). 1.0% cashback at restaurants, cafés, concerts, festivals, sporting events, museums and amusement parks (seasonal promotion). Maximum €150 cashback per calendar year. Cashback credited monthly to credit account. K-Plussa loyalty integration available. | - |
| Installments | Flexible instalment percentage 3–100%; two instalment-free months per year. | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Nordea Gold if its checked rows above line up with how you spend most.
- Choose the Wise Multi-Currency Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
Want a different match-up?
Line up any two cards side by side, or browse the full list to find your next card.