Credit card

Nordea Stockmann Mastercard

Points

MASTERCARD

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Card review

Nordea Stockmann Mastercard

4.4 8.8/10 DebitCue Score Verified Jun 20, 2026

Co-branded Mastercard earning MyStockmann loyalty points on all purchases

Fee: No fee; No annual or opening fee. A €4.00/month account management fee applies only in months when the credit balance is not paid in full by the due date.
Purchase APR: from 22.2%
Interest-free: 30 days
Foreign fee: 2.5%

Rewards

MyStockmann loyalty points: 1 point per €1 spent at Stockmann stores; 0.5 points per €1 on all other credit purchases. 50 bonus MyStockmann points on card opening. 0.5% discount on Stockmann purchases when paying with the card's credit facility. Mastercard Priceless: presale event tickets.

Welcome offer

50 MyStockmann points on card opening

Our verdict

What stands out, and where it falls short.

What we like

MyStockmann loyalty points: 1 point per €1 spent at…
Welcome bonus
No card fee
Pay in installments

Worth weighing

2.5% foreign transaction fee

Who It Is For

Whether the Nordea Stockmann Mastercard fits how you actually spend.

Pick it if you are

Anyone who wants a low-cost everyday card
People who want rewards on their spending
People who pay big purchases off over time

Skip it if you are

Frequent international travelers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: No fee
Purchase APR: from 22.2%
Interest-free period: 30 days
Foreign transaction fee: 2.5%
Annual fee: €0 (no annual or opening fee)
Account management fee: €4.00/month when credit balance is unpaid at due date
Interest rate (nominal): 3-month Euribor + 12.50%
APR (example): 22.2% on €2,000 outstanding balance
Foreign currency conversion fee: 2.50%; foreign ATM withdrawal €2.00 + 3%

Rewards and features

Rewards: MyStockmann loyalty points: 1 point per €1 spent at Stockmann stores; 0.5 points per €1 on all other credit purchases. 50 bonus MyStockmann points on card opening. 0.5% discount on Stockmann purchases when paying with the card's credit facility. Mastercard Priceless: presale event tickets.
Welcome offer: 50 MyStockmann points on card opening
Installments: Flexible instalment percentage 3–100%; two instalment-free months per year.
Pay with: Apple Pay, Google Pay, Contactless
Credit limit: €1,500–€10,000

Eligibility

What you need before you apply.

Issued by: Nordea Finance Finland Ltd (Nordea Rahoitus)

Nordea Stockmann Mastercard: your questions answered

Does the Nordea Stockmann Mastercard have a card fee?

No - the Nordea Stockmann Mastercard has no card fee.

What rewards does the Nordea Stockmann Mastercard earn?

The Nordea Stockmann Mastercard earns MyStockmann loyalty points: 1 point per €1 spent at Stockmann stores; 0.5 points per €1 on all other credit purchases. 50 bonus MyStockmann points on card opening. 0.5% discount on Stockmann purchases when paying with the card's credit facility. Mastercard Priceless: presale event tickets..

Does the Nordea Stockmann Mastercard charge foreign transaction fees?

Yes - the Nordea Stockmann Mastercard charges a 2.5% foreign transaction fee.

Is there an interest-free period on the Nordea Stockmann Mastercard?

Yes - up to 30 days interest-free when you pay your balance in full by the due date.

What is the interest rate on the Nordea Stockmann Mastercard?

The Nordea Stockmann Mastercard has a purchase APR of from 22.2%.

Does the Nordea Stockmann Mastercard have a welcome offer?

Yes - 50 MyStockmann points on card opening.

Can I pay in installments with the Nordea Stockmann Mastercard?

Yes - Flexible instalment percentage 3–100%; two instalment-free months per year..

Is the Nordea Stockmann Mastercard a credit, debit or prepaid card?

The Nordea Stockmann Mastercard is a credit card issued by Nordea on the Mastercard network.