Nordea Visa Debit

3.4 6.8/10 DebitCue Score Verified Jun 20, 2026

A no-frills debit card for everyday spending directly from your bank account

Fee: €2.99 EUR/mo (≈ $3); Free for customers under 19 years of age. Reduced or free as part of Nordea service packages (e.g. Blue package for 18-27 year olds). Was free until 30 April 2026 for Mobile Plus or Basic package holders.
Foreign fee: 2.5%
Rewards: None

Our verdict

What stands out, and where it falls short.

Worth weighing

€2.99 EUR/mo (≈ $3) card fee
2.5% foreign transaction fee
No rewards programme

Who It Is For

Whether the Nordea Visa Debit fits how you actually spend.

Skip it if you are

Light spenders who won't beat the €2.99 EUR/mo (≈ $3) fee
Frequent international travelers
Rewards-chasers

Rates and fees

As of June 20, 2026

All amounts shown in EUR.

Card fee: €2.99 EUR/mo (≈ $3)
Foreign transaction fee: 2.5%
Monthly fee (standalone): €2.99/month
Foreign currency conversion fee: 2.50% on non-euro purchases/withdrawals
Express card delivery: €10.00

Rewards and features

Pay with: Apple Pay, Google Pay, Contactless, Virtual card
Virtual card: Available immediately on approval for mobile payments

Eligibility

What you need before you apply.

Minimum age: 6 years (parental consent required for minors)

Nordea Visa Debit: your questions answered

How much does the Nordea Visa Debit cost?

The Nordea Visa Debit costs €2.99 EUR/mo (≈ $3). Free for customers under 19 years of age. Reduced or free as part of Nordea service packages (e.g. Blue package for 18-27 year olds). Was free until 30 April 2026 for Mobile Plus or Basic package holders..

Does the Nordea Visa Debit charge foreign transaction fees?

Yes - the Nordea Visa Debit charges a 2.5% foreign transaction fee.

Is the Nordea Visa Debit a credit, debit or prepaid card?

The Nordea Visa Debit is a debit card issued by Nordea on the Visa network.

Does the Nordea Visa Debit support Apple Pay and Google Pay?

Yes - the Nordea Visa Debit works with both Apple Pay and Google Pay.

Where can I get the Nordea Visa Debit?

The Nordea Visa Debit is currently offered in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia and 22 more.

How does DebitCue rate the Nordea Visa Debit?

DebitCue rates the Nordea Visa Debit 3.4 out of 5 (6.8/10), scored on the same factors as every card - fees, rewards, perks and ease of use.

How do I apply for the Nordea Visa Debit?

Use the Apply now button to continue on Nordea's secure site. Comparing and applying through DebitCue is free.