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Nubank Credit card
Nubank Mastercard Platinum
No rewards
MASTERCARD
Apply for Nubank Mastercard Platinum

On Nubank's secure site

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Credit card Nubank Mastercard

Card review

Nubank Mastercard Platinum

4.1 4.1 out of 5 8.2/10 DebitCue Score Verified

Invitation-only travel card with Mastercard Platinum perks and no annual fee

Fee
No fee
Purchase APR
2.75% - 19.99%
Interest-free
-
Foreign fee
3.5%

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • Travel insurance included
  • Pay in installments

Worth weighing

  • 3.5% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the Nubank Mastercard Platinum fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • Frequent travelers
  • People who pay big purchases off over time

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in BRL.

Card fee
No fee
Purchase APR
2.75% - 19.99%
Interest-free period
-
Foreign transaction fee
3.5%
Revolving credit (rotativo) APR
2.75% – 19.99% per month
Foreign transaction IOF/spread
3.5% spread + 6.38% IOF

Rewards and features

Installments
Up to 12x on bill (parcelamento de fatura, with interest)
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Rewards programme
No built-in programme; Nubank Rewards discontinued for new Platinum clients

Benefits and perks

Extras that come bundled with the card.

  • International medical emergency insurance — up to US$50,000 coverage for cardholder, spouse and dependents under 23
  • Rental car insurance — theft, collision, and accidental fire
  • 24/7 Mastercard travel concierge for reservations, events and hotel upgrades

Eligibility

What you need before you apply.

How to get
Invitation-only; Nubank upgrades eligible customers based on usage and spending profile
Minimum income
No published minimum; typically recommended for incomes above R$6,000/month

Nubank Mastercard Platinum: your questions answered

Does the Nubank Mastercard Platinum have a card fee?
No - the Nubank Mastercard Platinum has no card fee.
Does the Nubank Mastercard Platinum charge foreign transaction fees?
Yes - the Nubank Mastercard Platinum charges a 3.5% foreign transaction fee.
What is the interest rate on the Nubank Mastercard Platinum?
The Nubank Mastercard Platinum has a purchase APR of 2.75% - 19.99%.
Can I pay in installments with the Nubank Mastercard Platinum?
Yes - Up to 12x on bill (parcelamento de fatura, with interest).
Is the Nubank Mastercard Platinum a credit, debit or prepaid card?
The Nubank Mastercard Platinum is a credit card issued by Nubank on the Mastercard network.
Does the Nubank Mastercard Platinum support Apple Pay and Google Pay?
Yes - the Nubank Mastercard Platinum works with both Apple Pay and Google Pay.
Where can I get the Nubank Mastercard Platinum?
The Nubank Mastercard Platinum is currently offered in Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, Uruguay.
How does DebitCue rate the Nubank Mastercard Platinum?
DebitCue rates the Nubank Mastercard Platinum 4.1 out of 5 (8.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Nubank Mastercard Platinum?
Use the Apply now button to continue on Nubank's secure site. Comparing and applying through DebitCue is free.

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