Nubank Nu Limite Garantido (Secured Credit Card) review: fees, rewards, APR and perks - DebitCue Skip to content
DebitCue

Select your country to see available cards

Card eligibility and availability depend on your country of residence. Setting it now lets us hide cards that are not offered in your country.

Nubank Credit card
Nubank Nu Limite Garantido (Secured Credit Card)
No rewards
MASTERCARD
Apply for Nubank Nu Limite Garantido (Secured Credit Card)

On Nubank's secure site

Compare similar cards
Credit card Nubank Mastercard

Card review

Nubank Nu Limite Garantido (Secured Credit Card)

4.1 4.1 out of 5 8.2/10 DebitCue Score Verified

Build or expand your credit limit by pledging Nubank savings as collateral

Fee
No fee
Purchase APR
2.75% - 19.99%
Interest-free
-
Foreign fee
3.5%

Our verdict

What stands out, and where it falls short.

What we like

  • No card fee
  • Pay in installments

Worth weighing

  • 3.5% foreign transaction fee
  • No rewards programme

Who It Is For

Whether the Nubank Nu Limite Garantido (Secured Credit Card) fits how you actually spend.

Pick it if you are

  • Anyone who wants a low-cost everyday card
  • People who pay big purchases off over time

Skip it if you are

  • Frequent international travelers
  • Rewards-chasers

Rates and fees

As of

All amounts shown in BRL.

Card fee
No fee
Purchase APR
2.75% - 19.99%
Interest-free period
-
Foreign transaction fee
3.5%

Rewards and features

Installments
Up to 12x on bill (parcelamento de fatura, with interest)
Pay with
Apple Pay, Google Pay, Contactless, Virtual card
Collateral types
Nubank Caixinhas savings buckets or Tesouro Direto bonds
Default clause
Nubank may liquidate collateral if bill is more than 7 days overdue

Benefits and perks

Extras that come bundled with the card.

  • Secured credit limit using Caixinhas or Tesouro Direto investments as collateral — investments continue to yield while pledged

Eligibility

What you need before you apply.

Who can apply
Existing Nubank customers who have a credit card but limited or zero limit; available via app

Nubank Nu Limite Garantido (Secured Credit Card): your questions answered

Does the Nubank Nu Limite Garantido (Secured Credit Card) have a card fee?
No - the Nubank Nu Limite Garantido (Secured Credit Card) has no card fee.
Does the Nubank Nu Limite Garantido (Secured Credit Card) charge foreign transaction fees?
Yes - the Nubank Nu Limite Garantido (Secured Credit Card) charges a 3.5% foreign transaction fee.
What is the interest rate on the Nubank Nu Limite Garantido (Secured Credit Card)?
The Nubank Nu Limite Garantido (Secured Credit Card) has a purchase APR of 2.75% - 19.99%.
Can I pay in installments with the Nubank Nu Limite Garantido (Secured Credit Card)?
Yes - Up to 12x on bill (parcelamento de fatura, with interest).
Is the Nubank Nu Limite Garantido (Secured Credit Card) a credit, debit or prepaid card?
The Nubank Nu Limite Garantido (Secured Credit Card) is a credit card issued by Nubank on the Mastercard network.
Does the Nubank Nu Limite Garantido (Secured Credit Card) support Apple Pay and Google Pay?
Yes - the Nubank Nu Limite Garantido (Secured Credit Card) works with both Apple Pay and Google Pay.
Where can I get the Nubank Nu Limite Garantido (Secured Credit Card)?
The Nubank Nu Limite Garantido (Secured Credit Card) is currently offered in Argentina, Brazil, Chile, Colombia, Ecuador, Mexico, Peru, Uruguay.
How does DebitCue rate the Nubank Nu Limite Garantido (Secured Credit Card)?
DebitCue rates the Nubank Nu Limite Garantido (Secured Credit Card) 4.1 out of 5 (8.2/10), scored on the same factors as every card - fees, rewards, perks and ease of use.
How do I apply for the Nubank Nu Limite Garantido (Secured Credit Card)?
Use the Apply now button to continue on Nubank's secure site. Comparing and applying through DebitCue is free.

Before you decide

Alternatives to the Nubank Nu Limite Garantido (Secured Credit Card)

Browse all cards