Nubank Ultravioleta Mastercard Black vs Wise Multi-Currency Card: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Nubank Ultravioleta Mastercard Black vs Wise Multi-Currency Card

Compare Nubank Ultravioleta Mastercard Black and Wise Multi-Currency Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Nubank Ultravioleta Mastercard Black versus Wise Multi-Currency Card compared by attribute
Feature Nubank Ultravioleta Mastercard Black Wise Multi-Currency Card
Card fee 89 BRL/mo (≈ $16) No fee
Purchase APR (from) 2.75% -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 1.25% instant cashback on all credit purchases (or 2.2 points per USD spent); 5% cashback / 9 points per USD on Nu Viagens travel bookings -
Installments Up to 12x on bill (parcelamento de fatura, with interest) -
No card fee -
No foreign transaction fee
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Nubank Ultravioleta Mastercard Black if its checked rows above line up with how you spend most.
  • Choose the Wise Multi-Currency Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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