Petal® 2 "Cash Back, No Fees" Visa® Credit Card vs Wells Fargo Choice Privileges® Select Mastercard®: fees, rewards and APR compared - DebitCue Skip to content
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Petal® 2 "Cash Back, No Fees" Visa® Credit Card vs Wells Fargo Choice Privileges® Select Mastercard®

Compare Petal® 2 "Cash Back, No Fees" Visa® Credit Card and Wells Fargo Choice Privileges® Select Mastercard® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Petal® 2 "Cash Back, No Fees" Visa® Credit Card versus Wells Fargo Choice Privileges® Select Mastercard® compared by attribute
Feature Petal® 2 "Cash Back, No Fees" Visa® Credit Card Wells Fargo Choice Privileges® Select Mastercard®
Card fee No fee $95 USD/yr
Purchase APR (from) 28.24% 19.74%
Interest-free period 21 days -
Foreign transaction fee 0% 0%
Rewards 1% cash back on all purchases from card activation; escalates to 1.25% after 6 on-time monthly payments and 1.5% after 12 on-time monthly payments. Bonus 2%–10% cash back at select national merchants via Petal Offers (card-linked deals visible in-app). 10X Choice Privileges points at participating Choice Hotels; 5X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases. Plus 30,000 anniversary bonus points annually.
Installments - -
No card fee -
No foreign transaction fee
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Petal® 2 "Cash Back, No Fees" Visa® Credit Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Choice Privileges® Select Mastercard® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review Petal® 2 "Cash Back, No Fees" Visa® Credit Card Full review Wells Fargo Choice Privileges® Select Mastercard®

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