Starling Personal Account Debit Card
No rewards
Starling Personal Account Debit Card
Starling Bank - Mastercard - Debit card
4.3
4.3 out of 5
8.6/10
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Head-to-head
Starling Personal Account Debit Card vs Virgin Money Balance Transfer Credit Card (36 Month)
Compare Starling Personal Account Debit Card and Virgin Money Balance Transfer Credit Card (36 Month) side by side: fees, rewards, APR, and perks.
Last verified
Virgin Money Balance Transfer Credit Card (36 Month)
No rewards
Virgin Money Balance Transfer Credit Card (36 Month)
Virgin Money - Mastercard - Credit card
3.9
3.9 out of 5
7.8/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Starling Personal Account Debit Card | Virgin Money Balance Transfer Credit Card (36 Month) |
|---|---|---|
| Card fee | No fee | No fee |
| Purchase APR (from) | - | 24.9% |
| Interest-free period | - | - |
| Foreign transaction fee | 0% | 2.99% |
| Rewards | No cashback or points programme. No interest currently paid on current account balance (removed February 2025). The Tail app integration provides selective merchant cashback but is a third-party add-on, not a native Starling reward. | - |
| Installments | - | - |
| No card fee | ||
| No foreign transaction fee | - | |
| Welcome bonus | - | - |
| Airport lounge access | - | - |
| Travel insurance | - | - |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Starling Personal Account Debit Card if its checked rows above line up with how you spend most.
- Choose the Virgin Money Balance Transfer Credit Card (36 Month) if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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