Swedbank Mastercard Platinum vs Vivid Standard: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Swedbank Mastercard Platinum vs Vivid Standard

Compare Swedbank Mastercard Platinum and Vivid Standard side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Swedbank Mastercard Platinum versus Vivid Standard compared by attribute
Feature Swedbank Mastercard Platinum Vivid Standard
Card fee 1,700 SEK/yr (≈ $160) No fee
Purchase APR (from) 13.05% -
Interest-free period - -
Foreign transaction fee 1.65% 0%
Rewards Earn 1 point per 1 SEK spent on all purchases. 25,000 points = 100 SEK statement credit (0.4 % effective cashback). Additional 15 öre/litre fuel discount at Preem staffed stations, credited on monthly invoice. Up to €20/month cashback on card purchases across up to 3 selected categories and Vivid Shopper brand offers. Base rate ~0.2%; selected brands can reach higher percentages. Cashback eligibility requires ≥€1,000 account balance or ≥€100 in holding assets at end of previous month.
Installments Revolving credit; minimum monthly payment 3 % of balance or 150 SEK. Full balance payment avoids interest. -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Swedbank Mastercard Platinum if its checked rows above line up with how you spend most.
  • Choose the Vivid Standard if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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