Trade Republic Card Classic vs Trade Republic Card (Virtual): fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

Trade Republic Card Classic vs Trade Republic Card (Virtual)

Compare Trade Republic Card Classic and Trade Republic Card (Virtual) side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

Trade Republic Card Classic versus Trade Republic Card (Virtual) compared by attribute
Feature Trade Republic Card Classic Trade Republic Card (Virtual)
Card fee No fee No fee
Purchase APR (from) - -
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 1% Saveback on eligible card spending (up to โ‚ฌ1,500/month, capped at โ‚ฌ15/month), automatically invested into a savings plan. Requires a minimum โ‚ฌ50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at โ‚ฌ30/month). Round-up investing feature included. 1% Saveback on eligible card spending (up to โ‚ฌ1,500/month, capped at โ‚ฌ15/month), automatically invested into a savings plan of your choice. Requires a minimum โ‚ฌ50/month recurring savings plan to activate. Crypto-funded spending earns 2% Saveback (capped at โ‚ฌ30/month). Round-up investing: transactions rounded to the nearest euro with the difference (multiplied 1ร—โ€“10ร—) invested weekly.
Installments - -
No card fee
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the Trade Republic Card Classic if its checked rows above line up with how you spend most.
  • Choose the Trade Republic Card (Virtual) if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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