Upgrade Visa® Debit Card (Rewards Checking Preferred)
Cash back
Upgrade Visa® Debit Card (Rewards Checking Preferred)
Upgrade - Visa - Debit card
4.3
4.3 out of 5
8.6/10
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Head-to-head
Upgrade Visa® Debit Card (Rewards Checking Preferred) vs Wells Fargo One Key+™ Card
Compare Upgrade Visa® Debit Card (Rewards Checking Preferred) and Wells Fargo One Key+™ Card side by side: fees, rewards, APR, and perks.
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Wells Fargo One Key+™ Card
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Wells Fargo One Key+™ Card
Wells Fargo - Mastercard - Credit card
4.6
4.6 out of 5
9.2/10
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Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | Upgrade Visa® Debit Card (Rewards Checking Preferred) | Wells Fargo One Key+™ Card |
|---|---|---|
| Card fee | No fee | $99 USD/yr |
| Purchase APR (from) | - | 18.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 0% |
| Rewards | Up to 2% cash back on purchases at convenience stores, drug stores, gas stations, restaurants, monthly subscriptions, and utilities. Capped at $500 in 2% rewards per calendar year (then drops). Requires $1,000/month direct deposit to maintain top-tier rewards. | 3% OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 2% on all other purchases. Plus $100 annual anniversary OneKeyCash credit. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the Upgrade Visa® Debit Card (Rewards Checking Preferred) if its checked rows above line up with how you spend most.
- Choose the Wells Fargo One Key+™ Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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