U.S. Bank Cash+® Secured Visa® Card
Cash back
U.S. Bank Cash+® Secured Visa® Card
U.S. Bank - Visa - Credit card
4.7
4.7 out of 5
9.4/10
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Head-to-head
U.S. Bank Cash+® Secured Visa® Card vs Wells Fargo Autograph Journey℠ Card
Compare U.S. Bank Cash+® Secured Visa® Card and Wells Fargo Autograph Journey℠ Card side by side: fees, rewards, APR, and perks.
Last verified
Wells Fargo Autograph Journey℠ Card
Points
Wells Fargo Autograph Journey℠ Card
Wells Fargo - Visa - Credit card
4.7
4.7 out of 5
9.4/10
Apply now
Compared side by side
Cells with a check mark are the stronger value in that row. Ties stay unmarked.
| Feature | U.S. Bank Cash+® Secured Visa® Card | Wells Fargo Autograph Journey℠ Card |
|---|---|---|
| Card fee | No fee | $95 USD/yr |
| Purchase APR (from) | 29.24% | 19.49% |
| Interest-free period | - | - |
| Foreign transaction fee | 3% | 0% |
| Rewards | 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 2% on one chosen everyday category; 1% on all other purchases. Same reward structure as the unsecured Cash+ card. | 5X points on hotels, 4X on airlines, 3X on other travel and restaurants, 1X on all other purchases. Points transferable to airline and hotel partners. |
| Installments | - | - |
| No card fee | - | |
| No foreign transaction fee | - | |
| Welcome bonus | - | |
| Airport lounge access | - | - |
| Travel insurance | - | |
| Apple Pay / Google Pay |
Which is right for you
Pick by how you spend
- Choose the U.S. Bank Cash+® Secured Visa® Card if its checked rows above line up with how you spend most.
- Choose the Wells Fargo Autograph Journey℠ Card if it wins on the features that matter most to you.
- Still unsure? Read each full review below, then apply on the issuer's secure site.
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