U.S. Bank Cash+® Secured Visa® Card vs Wells Fargo Choice Privileges® Select Mastercard®: fees, rewards and APR compared - DebitCue Skip to content
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Head-to-head

U.S. Bank Cash+® Secured Visa® Card vs Wells Fargo Choice Privileges® Select Mastercard®

Compare U.S. Bank Cash+® Secured Visa® Card and Wells Fargo Choice Privileges® Select Mastercard® side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

U.S. Bank Cash+® Secured Visa® Card versus Wells Fargo Choice Privileges® Select Mastercard® compared by attribute
Feature U.S. Bank Cash+® Secured Visa® Card Wells Fargo Choice Privileges® Select Mastercard®
Card fee No fee $95 USD/yr
Purchase APR (from) 29.24% 19.74%
Interest-free period - -
Foreign transaction fee 3% 0%
Rewards 5% cash back on two chosen categories each quarter (up to $2,000 combined quarterly spend, then 1%); 2% on one chosen everyday category; 1% on all other purchases. Same reward structure as the unsecured Cash+ card. 10X Choice Privileges points at participating Choice Hotels; 5X at gas stations, grocery stores, home improvement stores, and phone plans; 1X on all other purchases. Plus 30,000 anniversary bonus points annually.
Installments - -
No card fee -
No foreign transaction fee -
Welcome bonus -
Airport lounge access - -
Travel insurance - -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the U.S. Bank Cash+® Secured Visa® Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Choice Privileges® Select Mastercard® if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.

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