U.S. Bank FlexPerks® Gold American Express® Card vs Wells Fargo Autograph Journey℠ Card: fees, rewards and APR compared - DebitCue Skip to content
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U.S. Bank FlexPerks® Gold American Express® Card vs Wells Fargo Autograph Journey℠ Card

Compare U.S. Bank FlexPerks® Gold American Express® Card and Wells Fargo Autograph Journey℠ Card side by side: fees, rewards, APR, and perks.

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Compared side by side

Cells with a check mark are the stronger value in that row. Ties stay unmarked.

U.S. Bank FlexPerks® Gold American Express® Card versus Wells Fargo Autograph Journey℠ Card compared by attribute
Feature U.S. Bank FlexPerks® Gold American Express® Card Wells Fargo Autograph Journey℠ Card
Card fee $85 USD/yr $95 USD/yr
Purchase APR (from) - 19.49%
Interest-free period - -
Foreign transaction fee 0% 0%
Rewards 5X FlexPoints on prepaid hotels and car rentals booked through FlexPerks Rewards Center; 3X FlexPoints on dining, takeout, and restaurant delivery; 2X FlexPoints at airlines, gas stations, and EV charging stations; 1X on all other purchases. 5X points on hotels, 4X on airlines, 3X on other travel and restaurants, 1X on all other purchases. Points transferable to airline and hotel partners.
Installments U.S. Bank ExtendPay® Plans available -
No card fee - -
No foreign transaction fee
Welcome bonus
Airport lounge access - -
Travel insurance -
Apple Pay / Google Pay

Which is right for you

Pick by how you spend

  • Choose the U.S. Bank FlexPerks® Gold American Express® Card if its checked rows above line up with how you spend most.
  • Choose the Wells Fargo Autograph Journey℠ Card if it wins on the features that matter most to you.
  • Still unsure? Read each full review below, then apply on the issuer's secure site.
Full review U.S. Bank FlexPerks® Gold American Express® Card Full review Wells Fargo Autograph Journey℠ Card

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